Elderian Wiki

Economy

Bank

Deposit money and earn 1% a day, compounded. It keeps earning while you are offline - up to a week.

The bank pays you interest on money you leave with it. Run /bank to open it.

The rate

1% per day, compounded. Interest is added every 24 hours and then earns interest itself, so a balance left alone grows faster than 1% a day simple.

Left alone for$10,000 becomes
1 day$10,100
1 week$10,720
1 month (capped)$10,720

That last row is the catch.

The week cap

Interest keeps accruing while you are offline, which is the point of the bank. But there is a limit: only 7 days' worth is credited.

If you are away for a month, you are paid as if you had been away a week. The rest of the time is simply discarded - it is not banked up and paid on your return.

So it is worth logging in at least once a week to reset the clock. A player who checks in every few days earns meaningfully more than one who returns monthly, on the same balance.

Using it

Minimum deposit$100
Minimum withdrawal$100
Interest capnone - there is no limit on how much can earn

In the menu, the step buttons are $1,000 by default, with 10× and 100× buttons beside them. There are no cooldowns on depositing or withdrawing.

Two shortcuts worth knowing:

Withdrawing

Your bank balance is not your pocket balance. Money in the bank earns interest; money in your pocket is what the shop and the auction house spend. You move between them yourself - the bank does not pay out automatically.